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November 12, 2025

How Much Will My Insurance Go Up After an Accident?

How Much Will My Insurance Go Up After an Accident?

It’s one of the first questions drivers ask after a crash: how much will my insurance go up after an accident? The answer depends on several factors — including who was at fault, the severity of the damage, and whether anyone was injured.

If you’re found at fault in a car accident, your insurance rates may rise anywhere from 20% to 50% or more. Even if you weren’t at fault, filing car accident claims can sometimes trigger a review of your policy. And if you were injured and plan to file a personal injury claim, your attorney can help ensure that insurance companies don’t unfairly penalize you while your case is pending.

Insurance companies often prioritize their bottom line — not your recovery. That’s why it’s important to speak with an experienced Cincinnati personal injury lawyer before agreeing to any settlement or claim adjustment. A lawyer can review your coverage, negotiate on your behalf, and help minimize the financial impact after a crash.

At Spivak & Sakellariou, we’ve helped countless clients understand their policies and fight unfair rate hikes after an accident. Whether your accident led to vehicle damage, injuries, or a disputed fault claim, we’ll guide you through your options to protect both your rights and your finances.

Call or text us today at 513-532-2201 to speak directly with a Cincinnati personal injury attorney and get the help you need after a car accident. We’re also licensed in Kentucky, Pennsylvania and West Virginia

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