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Frequently asked questions

Straight answers to what people ask us most, before they ever pick up the phone.

If I’m not happy with my current attorney, can I switch?+

If you feel your current attorney isn’t doing what’s best for you, isn’t keeping you up to date on your case, or you just aren’t satisfied with how they are doing things, you have every right to seek new counsel.

How much will it cost me?+

At Spivak & Sakellariou, we work on a contingency fee, meaning we don’t get paid unless you do. You do not pay anything up front and we will forward all case expenses on your behalf.

What if I have other questions?+

It’s simple! Just pick up your phone and call 513-822-4221. We are ready to answer any questions that you may have.

What are my options if the other person didn’t have insurance?+

If the person who caused the accident does not have insurance, or left the scene, many insurance companies have Uninsured/Underinsured Motorists coverage which, if included in your policy, will cover damages in these types of situations.

Can I still receive compensation if I was partially at fault?+

You may be entitled to compensation if you are found to be 50% or less at fault. If we feel that the insurance company is incorrect in the percentage of liability they’ve accepted, an experienced personal injury attorney can fight for you to try to have more liability accepted.

If the other person wasn’t cited, can I still file a claim?+

Depending on the circumstances of the accident, you may still be able to file a claim. In some instances the insurance company will accept a percentage of liability, or full liability, on an accident where no one was cited. Sometimes, a police report leaves out the at-fault citation information out of pure accident, or sometimes an officer did not have enough information at the time to issue a citation. Again, many factors go in to the determination of liability and the police report, whether accurate or not, is just the start. Contact a Cincinnati injury lawyer at our firm to further discuss your accident and how the existence or nonexistence of a police report may affect your case.

How long will it take to get paid?+

The answer varies depending on the treatment needed after the accident, the willingness of the insurance company to provide a fair settlement, and whether suit must be filed to receive fair compensation for your accident. Typically, the longest part of a personal injury case is the treatment phase. As your medical treatment is what builds a great case from a legal standpoint, compliance with all medical professionals involved in your case is crucial. Once treatment is completed, settlement negotiations begin.

Can I still pursue a claim if I already accepted a check from the insurance company?+

If the only check you have received is for damage to your vehicle, you may still be able to pursue a bodily injury claim. If you feel you may be entitled to more compensation, please contact our Cincinnati office to discuss your claim.

What types of compensation may I be awarded?+

Every accident is different, but you may be awarded compensation to cover property damage, medical expenses, and emotional trauma. You may also be compensated for economic damages such past lost wages and future loss of earning capabilities.

Do I have a certain amount of time to file my claim/suit?+

In most cases, you have two years to file suit on your claim. Do not wait until your deadline is nearing to contact an attorney, as it takes time to compile all records on your accident. In most cases, claims can be settled through negotiations with the insurance company without filing suit in court and prolonging the process.

How can an attorney help my case?+

Having an attorney who focuses on personal injury law and who has knowledge and negotiating skills can help your case tremendously. There are many doctors who provide the treatment you need and hold the bills until the case settles so you do not have to pay out of pocket. Also, we may be able to negotiate with the doctors and hospitals to try to lower their bills, to help you receive the best settlement possible with more compensation going to you.

When should I speak to an attorney?+

You should consult an attorney before speaking to the insurance companies involved – yours or the other person’s. The insurance companies share information with each other and anything you say will be used against you to damage and minimize your case.

When should I speak to an Ohio personal injury lawyer?+

You should consult an attorney before speaking to the insurance companies involved. Anything you say can otherwise be used against you to damage and minimize your case.

How much will this cost me?+

At Spivak & Sakellariou, we don’t get paid unless you do. You do not pay anything upfront.

Can I still get compensation if I was at fault in Ohio?+

You may be entitled to compensation EVEN IF you were found to be at fault in Pennsylvania. Our investigation can help determine your level of liability.

What type of compensation might I be awarded?+

Every accident is different, but in Ohio, you may be awarded compensation to cover property damage, medical expenses, emotional trauma, or other economic damages.

When should I speak to a Kentucky personal injury lawyer?+

You should consult an attorney before speaking to the insurance companies involved. Anything you say can otherwise be used against you to damage and minimize your case.

Can I still get compensation if I was at fault in Kentucky?+

You may be entitled to compensation EVEN IN you were found to be at fault in Pennsylvania. Our investigation can help determine your level of liability.

When should I speak to a Pennsylvania personal injury lawyer?+

You should consult an attorney before speaking to the insurance companies involved. Anything you say can otherwise be used against you to damage and minimize your case.

Can I still get compensation if I was at fault in Pennsylvania?+

You may be entitled to compensation EVEN IF you were found to be at fault in Pennsylvania. Our investigation can help determine your level of liability.

When should I speak to a West Virginia personal injury lawyer?+

You should consult an attorney before speaking to the insurance companies involved. Anything you say can otherwise be used against you to damage and minimize your case.

Can I still get compensation if I was at fault in West Virginia?+

You may be entitled to compensation EVEN IF you were found to be at fault in Pennsylvania. Our investigation can help determine your level of liability.

What if the accident was my fault?+

You don’t have to be totally faultless to make a claim and to deserve compensation. Let us explain how we might be able to help you even if you were ticketed for your accident.

What if my insurance company already denied me?+

Working with insurance companies can be frustrating. Even if you have been denied, don’t give up. We understand how insurance companies pick and choose claims and can help you navigate the process. We have experience in handling situations like yours and have secured settlements for our clients.

What if I can’t afford a lawyer at this time?+

You don’t pay a dime unless we win your case. We understand that accidents are not only an emotional burden, but a financial one, too. We work on a contingency fee, which means you do not pay anything up front and we will forward all case expenses on your behalf.

Can you help me with my medical bills?+

The right attorney can help you negotiate with your medical providers and the insurance company so you not only get the best care possible, but you don’t go broke in the process. At Spivak and Sakellariou, we’ve helped our clients negotiate millions of dollars in medical debt. Call us to see if we can help you do the same.

How much can I expect to win?+

The amounts will vary for each unique incident. But there are some damages that apply in most accident cases. These include: medical expenses, loss of income and future earnings, property damags, funeral costs if a loved one was killed.

Non-economic damages may also apply to your case for things like: pain and suffering, mental anguish, loss of companionship and loss of care

What cities and states do you serve?+

For over a decade, our Ohio-based Cincinnati personal injury lawyers have fought for clients across the state and beyond. We are licensed to practice in Ohio, Kentucky, Pennsylvania, and West Virginia.

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